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United Educators' MasterCard® credit cards grant you safe, worldwide purchasing power. Thanks to EMV chip technology, your card has added protection against fraud and allows you to make secure purchases at home and abroad.

You can choose from our MasterCard Platinum Rewards —which offers reward points for cash back, travel, or merchandise — or our MasterCard Platinum Card — which features low rates. Choose your card, and start enjoying added purchasing power.


Whichever you choose, all UECU MasterCard cardholders are provided:

  • Extended Warranty Protection: Doubles the original warranty on eligible purchases for up to 12 months.
  • Price Protection: Reimburses you the price difference on eligible items if you find a lower price within 60 days of the date of purchase.
  • Identity Theft Resolution Services: Helps you with credit bureau notification and card replacement if you become the victim of identity theft.
  • Worldwide acceptance
  • Easy online account management
  • Free travel accident insurance up to $250,000
  • Optional Death & Disability Coverage

Important Phone numbers:

  • After-hours cardholder assistance: 866-820-4893
  • Lost/Stolen MasterCard: 800-449-7728; out of the country, members can call collect 727-299-2449
  • Cardholder Select PIN: 888-886-0083
  • CU Rewards: 800-637-7728
  • MasterCard Assistance Center (to file a claim on Extended Warranty, Price Protection, or Identity Theft Resolution): 1-800-MasterCard or 1-800-627-8372

Our Platinum MasterCard saves you money — with low rates, generous credit limits, and absolutely no hidden fees. And like all MasterCards, it's accepted worldwide.

You'll also enjoy:

  • Variable rates as low as 10.24% APR* (See credit card disclosure)
  • No annual fees
  • Credit limits of $25,000 or higher are available
  • Free balance transfers

Want to earn every time you spend? With our Platinum Rewards MasterCard, you can earn valuable points toward a number of exciting rewards, such as travel opportunities and eCertificates.

You'll also enjoy:

  • Rewards when you spend, such as:
    • Cash Back
    • Gift Cards
    • Merchandise
  • Variable rates as low as 12.24% APR* (See important credit card disclosure)
  • No annual fee
  • 1,000 rewards points the first time you use your card
  • Credit limits of $25,000 or higher are available.
  • Free balance transfers

Visit to learn more about the program.

Download CU Rewards App: iPhone | Android

Do you have a lost or stolen credit card? Visit for help.