Holiday Auto Loan Special
Make the most of the holidays with this limited-time opportunity. We’ve wrapped up our most popular specials into one great package*!
• Rates as low as 2.69% APR
• No payments for 90 days
• Get 1% Cash Back up to $300 at closing!
If you’re shopping for a new car, or you have a vehicle to refinance, you won’t want to miss this Holiday Auto Loan Special. Hurry! Offer ends January 31, 2020.
*APR is Annual Percentage Rate. The rate you receive may differ from above and is based on credit history, length of repayment, and down payment. Rate effective 11/15/19 and may change at any time. Minimum loan amount is $10,000 for Cash Back Offer and maximum cash back is $300. Cash back will be paid at loan closing and must be repaid to UECU if loan is paid off within three (3) months. Refinanced loans must be from another institution. All loans subject to credit approval and qualified borrowers may defer payments up to 90 days after loan signing. Interest will accrue from date of loan until payments begin and could result in a negative amortization.
Whether it's a car, truck, boat, motorcycle, or RV, a UECU vehicle loan offers great rates and flexible terms. We’ll help you finance new or used vehicles, or refinance your current loan. We can even get you pre-approved before you visit the dealership.
- Up to 100% financing
- Quick decisions.
- Flexible terms
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you'll take comfort in knowing you're protected.
The TruStage Auto & Home Insurance Program provides affordable top-quality protection. Enjoy discounted rates combined with online convenience and 24/7 claims service.
CU Auto is an auto buying service exclusively for credit union members, created solely to assist members in acquiring a new or previously owned vehicle.
Looking for a new vehicle? With one phone call or meeting, CU Auto can provide accurate pricing, equipment, and color selection for as many vehicles as you may be considering. Once the vehicle is selected, they arrange for a test drive at a trustworthy dealer. When you are ready to pick up your new vehicle, CU Auto will have it delivered right to UECU. You'll be able to close the loan and pick up your new vehicle in one smooth step!
How about a pre-owned vehicle? CU Auto conducts any due diligence necessary to make sure the vehicle is the right one for you. They also have a large inventory of previously owned vehicles for sale on www.cuautomn.com.
CU Auto can help you with a trade in too! They shop for the highest value for your trade and then apply the value toward a new or used vehicle purchased through CU Auto.
Most people cringe at the thought of haggling with a dealer over the purchase of a New or Used vehicle. With CU Auto, you won't have to worry about negotiating; they do all the leg work for you!
*Warranty price may vary based on year, make, and model of vehicle, and warranty coverage. Call us for a quote.
Provide yourself peace of mind that you'll be protected from high repair costs with Route 66 Extended Warranties. UECU has partnered with Route 66 to provide members new and used vehicle warranties that can be purchased for any new or used vehicle, at any mileage - a feature unheard of with other warranty programs!
A variety of plans are available, with many programs costing as little as $1,000 — much lower than dealer options!*
Every plan includes 24-hour Emergency Roadside Assistance, 365 days a year! This service includes towing, flat tire assistance, battery jump starting, lock-out service, concierge, and other minor adjustments.
1st Auto Loan Program
This unique program is designed for the first-time auto buyer who may have difficulty obtaining a loan because of limited credit or no credit history at all. Our program will provide you with manageable terms and a competitive rate. Plus, you will have an opportunity to establish a positive credit history in the process.
- No Credit Required
- Loan amounts up to $25K
- Terms up to 60 Months
- 100% MSRP (New) or 100% of NADA Retail
- Automatic approval for a $500 Line of Credit with a UECU checking account
- Zero down rate 5.99% APR*
- 10% or more down 4.99% APR*
*APR means Annual Percentage Rate. Rates current as of July 1, 2017, and subject to change. Must be at least 18 years old and have no previous auto credit to qualify. Refinance of existing auto loan allowed if purchased within the last 6 months. No credit required; however, no derogatory credit is allowed. Payment cannot exceed 20% of monthly gross income. Applicant must be able to prove a minimum of 12 months employment with your present employer or a signed teacher contract and provide a recent paystub. Proof of insurance is required. Other conditions and qualifications may apply. Savings Federally Insured by NCUA.