It's time to level up on your savings. Earn really high returns with your free Kasasa Saver® savings account. And there's no minimum balance requirement or monthly service charge — ever.

To make saving even easier, we'll transfer your Kasasa Cash® or Kasasa Cash Back® rewards to your Kasasa Saver account. Start saving the easy way, and choose Kasasa® today.

Benefits
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Access to surcharge-free ATMs
  • Easily switch to UECU using our switch kit
  • No minimum deposit to open

How to Earn Really High Dividends

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it! And if for some reason you don't qualify one month, don't worry. Your Kasasa® accounts are still free and you'll still earn our base dividend rate on Kasasa Saver. Then you can get back to earning your full rewards the very next month.

Kasasa Cash linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 1/1/2016. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 per month and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 2.00% - 0.41 % APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle in Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.50% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. We reserve the right to convert your Kasasa Checking account to a Checking account and also convert the corresponding Kasasa Saver to your Share Savings Account if the account does not meet the monthly qualification criteria over three (3) consecutive statement cycles.ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Cash Back linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 1/1/2016. Rates may change after account is opened. When monthly qualifications are met, you will receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 per month if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50 %; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 0.50% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. We reserve the right to convert your Kasasa Checking account to a Checking account and also convert the corresponding Kasasa Saver to your Share Savings Account if the account does not meet the monthly qualification criteria over three (3) consecutive statement cycles. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.