Savings Accounts
The cornerstone of a healthy financial future
A basic Share Savings account is automatically opened with a $5.00 minimum opening deposit when you join UECU and become an owner. Qualified members may receive dollar-for-dollar group life insurance for saving balances from $200.00 to $2,000.00 at no charge.
Additional Savings Options include:
- Youth Savings – Fun and educational accounts for all ages.
- "You Name It" Savings Account – The perfect way to budget for a special purpose like the Holidays, Summer Expenses, Vacations or anything else you want.
- VIP Savings Account - Watch your savings add up in a high-yield Variable Interest Plan (VIP) Savings account with premium returns!
Zenith Club Rewards
A rewards program for members age 55+ with $2,500 or more in Savings and Investments with the credit union. Zenith Club members receive:
- 2 ATM Surcharge Reimbursements per month
- An increase on CDs of .10% annual percentage yield with a 12 month or longer term
- 1 free box of 150 checks per year with a UECU checking account
- Free online FI-to-FI Transfer
- Sprint Cell Plan Phone Discount

- AAA Membership Discount
The average monthly balance used to determine eligibility for Zenith includes Savings and Investment balances for one membership number. The checking account balance or joint account balances are not included.
ATM surcharge reimbursements must be initiated by the member. Receipts showing the surcharge must be received by a UECU staff member within the month following the surcharge (i.e.: surcharges occurring in April must be submitted for reimbursement by May 31.)
Free check offer is 1 box per calendar year, and must be selected from the following styles: Econo Checks (ECDS), CU Liberty Image (LIDS), CU Burgundy Image (BIDS).
Member Resources
| Apply Now | Investment Options | Financial Planning |
Routing # 296076084 • Toll-Free 800-229-2848 |
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