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Retirement Savings

Saving for the future just got easier

Live for today while you plan for tomorrow with UECU's individual retirement accounts. Whatever your income, age or circumstance, we have an account that can fit your needs.

  • IRA Savings Account provides you with the flexibility of making deposits in any amount, at anytime time up to your contribution limit. Traditional and Roth types are available. The minimum opening deposit is $25.00.
  • Traditional and Roth IRA Certificates of Deposit allows you to invest now for a comfortable retirement in the future. We offer a variety of terms from 182 days to 5 years. Minimum deposit for an IRA CD is $500. FlexRate Certificates are also available, click here to learn more.
  • Simplified Employee Pension (SEP) is a tax-deferred program, which allows self-employed members and small employers to build retirement funds through our high-yield savings accounts or CDs.

UECU's IRAs and SEP accounts are insured to $500,000 by NCUSIF and ESI. Non-retirement savings are separately insured to $500,000, so you may have a combined savings insurance coverage of $1,000,000. Various terms and restrictions apply.

For more information or to apply for your UECU IRA, please call or visit your credit union branch office, or click here to send us a message via our online contact form.

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