FlexRate Certificate

United Educator's FlexRate Certificate gives you more flexibility! You may lock into a great rate now and also receive a one-time, penalty-free opportunity to bump up your rate to the credit union's current rate, should rates increase during your certificate's term. This raise in your rate will not extend your original maturity date and any eligible rate rewards would apply.

Plus, we have now added an additional deposit feature - so you can also add to the balance of your CD during your term to maximize your earnings. For 3-year FlexRate Certificate accounts, you may make three additional deposits; 4-year FlexRates may make four deposits; and 5-year FlexRates, five deposits. These additional deposits can be made at anytime during the term of your account.

Raising your rate or adding funds to your CD will not extend your original maturity date and any eligible rate rewards still apply. So take advantage of United Educator's competitive certificate rates now with the peace of mind that if rates increase, or you have additional money to invest, you may take advantage of a higher yield for the remainder of your term.

The FlexRate Certificate is available in Certificate of Deposit and IRA Certificate of Deposit. It has a $2,500 minimum opening deposit, you may choose a 3, 4 or 5 year term, and early withdrawal penalties still apply. Check our rate board for current rates or call 800-229-2848 to open your FlexRate Certificate today!

Savings Federally Insured to at least $250,000 by NCUA, an Agency of the U.S. Government and an additional $250,000 with Excess Share Insurance Corporation.

United Educators Credit Union routing number: 296076084