Checking Account

United Educators Credit Union routing number: 296076084

One of the best services available to members is the dividend-earning Checking Account. Our totally FREE Checking Account offers the following:

• Your first 50 checks are FREE!
• No minimum opening deposit!
• No minimum balance is required to maintain a United Educators Credit Union Checking Account.
• A daily balance of $1,000.00 or more will earn dividends.
• There is no per-item charge with a United Educators Credit Union Checking Account.
• Dividends are calculated on the daily balance and paid monthly.
• Re-order checks online from Liberty.

Youth Checking
In addition, members age 16 to 20 may take advantage of a Student checking account. The Student checking account is uniquely tailored for young adults, offering special features that help teach money management skills.

Other available checking benefits include:

• FREE Instant Cash & Check Debit Card. Make purchases at any merchant that accepts VISA debit cards or receive cash at all CIRRUS ATMs. Funds are taken directly from your checking account.
• Overdraft Line of Credit. Protect yourself from costly and embarrassing overdrafts with an overdraft line of credit. There is no fee for establishing an overdraft line of credit, but you must apply and be approved for this loan.
• Privilege Pay Discretionary Overdraft Courtesy. Instead of automatically returning a check for insufficient funds, we may pay your overdrafts up to a pre-determined limit.
• Direct deposit. When you sign up for direct deposit, your paycheck is automatically deposited into your checking account electronically on payday. Direct deposit is available from most school districts, many private employers, government agencies, and TRA.
• Automatic Payments. Electronic payment transfers from your account are available for loan payments, special account transfers, and other transactions.
• Solutions@HOME. Access your accounts online 24-hours a day seven-days a week with this free service. Check your balances, cleared checks, make transfers, pay bills, download transaction history, manage your finances, set account alerts and more!
• CATHY 24-Hour Audio Teller. Use this free service to access your account 24 hours a day, seven days a week using any touch-tone phone. Hear balances and checks cleared, make transfers, pay bills and more.

Make the Switch!		Co-Op Surcharge-Free ATMs

* Call a Member Service Representative for current rates and Checking Account Terms and Conditions.