Vehicle Loans

Look to your credit union for a great deal in vehicle financing. We provide great rates and flexible terms. Finance a new or used vehicle, or, check out how much you could save by refinancing an existing loan from another financial institution.

Click here to contact a loan officer and apply for a Loan today. We also offer 24/7 Lending with our after-hours loan call center. Qualified loan representatives will be standing by with on-the-spot, person-to-person, no-wait financing.

New Vehicle: United Educators Credit Union may finance up to 100 percent of the cost of a new car, truck or van.

Used Vehicle (for cars 75,000 miles or less): United Educators Credit Union will finance up to 100 percent of the high NADA value (call for NADA details). Other financing options are available for vehicles with higher mileage.

New and Used Vehicle Warranties: Learn more about new and used vehicle warranties available through United Educators Credit Union!

Carfax Reports Available: When it comes time to buy that used vehicle, consider checking out its history first and you just might be surprised at the results! Carfax reports show if a car or truck had been totaled, rebuilt, damaged in a flood, or had the odometer rolled back. Visit www.carfax4cu.com  for details today!

Pre-Approvals of New and Used Vehicle Loans available: Members may fill out an application before they start shopping for a vehicle. Once it's approved, they may select a vehicle at their leisure. A pre-approved vehicle loan is valid for 30 days. Pre-Approved financing may give members an advantage when bargaining for the price of the vehicle.

Boat loans, RVs, Motorcycle, and other recreation vehicle loans are also available. Ask your loan officer for details.

GAP Payment Protection
If you sustain a total loss of your covered vehicle as a result of an accident or theft, GAP will pay for the deficiency between the proceeds from your insurance settlement and the loan balance.

• GAP coverage is available for new or used vehicles
• Provides protection for vehicles valued up to $100,000
• Covers insurance deductibles up to $1,000

* The rate you receive and the amount financed will be based on certain creditworthiness criteria, approximate repayment and down payment.

United Educators Credit Union routing number: 296076084